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Coinbase Card review

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A Visa debit card that spends from a Coinbase balance, with rewards paid in crypto. Coinbase's regulatory transparency is a relative strength, but reward categories rotate and asset selling on spend can create taxable events in some jurisdictions.

Key facts

NetworkVisa
CashbackUp to 4% (rotating, in crypto)
Annual feeNone
TypeDebit (exchange-linked)

Pros

  • No annual fee
  • Issuer is a publicly listed, regulated exchange
  • Choice of reward asset from supported tokens

Cons

  • Reward rates and eligible assets change over time
  • Spending crypto can trigger taxable disposals depending on jurisdiction
  • Availability differs significantly between regions
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